Our Microfinance Products

We offer a diverse range of microfinance products tailored to meet the unique needs of our clients, from income generation to education and sustainable energy solutions.

Product Name Purpose Group Size Meeting Provision Loan Amount Loan Tenure Interest Rate LPF Insurance Fee
SUCHANA Income Generating Income Generating Loan 4-10 Weekly/Fortnight Up to ?30,000 12 Months 27% 1.50% + GST At Actual
SRISTY Income Generating Income Generating Loan 4-10 Weekly/Fortnight ?35,000 & ?40,000 12-13 Months 27% 1.50% + GST At Actual
SAMRIDDHI Income Generating Income Generating Loan 4-10 Weekly/Fortnight ?45,000 - ?1,00,000 12-14 Months 27% 1.50% + GST At Actual
SUSIKHA Education Education Loan 4-10 Weekly/Fortnight ?10,000 - ?30,000 12 Months 27% 1.50% + GST At Actual
SUKHI GRIHA Sanitation Sanitation Loan 4-10 Weekly/Fortnight ?10,000 - ?40,000 12-14 Months 27% 1.50% + GST At Actual
ALOR SATHI Solar Energy Solar Energy Loan 4-10 Weekly/Fortnight ?10,000 - ?40,000 12-24 Months 27% 1.30% + GST At Actual
SUCHANA Income Generating
PurposeIncome Generating Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan AmountUp to ?30,000
Tenure12 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual
SRISTY Income Generating
PurposeIncome Generating Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan Amount?35,000 & ?40,000
Tenure12-13 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual
SAMRIDDHI Income Generating
PurposeIncome Generating Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan Amount?45,000 - ?1,00,000
Tenure12-14 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual
SUSIKHA Education
PurposeEducation Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan Amount?10,000 - ?30,000
Tenure12 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual
SUKHI GRIHA Sanitation
PurposeSanitation Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan Amount?10,000 - ?40,000
Tenure12-14 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual
ALOR SATHI Solar Energy
PurposeSolar Energy Loan
Group Size4-10
MeetingWeekly/Fortnight
Loan Amount?10,000 - ?40,000
Tenure12-24 Months
Interest27%
LPF1.30% + GST
InsuranceAt Actual

Note: All products are offered under the Joint Liability Group (JLG) model. Interest rates are subject to change as per company policy. LPF (Loan Processing Fee) is charged on the loan amount. Insurance fee is charged at actual rates. Terms and conditions apply. Please contact your nearest branch for more details.

Our Microfinance Products

We offer a diverse range of microfinance products tailored to meet the unique needs of our clients.

Income Generating Loans UDYOG

Small Enterprise loans for income generation and business growth.

Product Name Purpose Group Size Meeting Provision Loan Amount Loan Tenure Interest Rate LPF Insurance Fee
UDYOG LOAN Small Enterprise Small Enterprise Jointly Weekly/Fortnight/Monthly Up to ?1,25,000 12-24 Months 27% 1.50% + GST At Actual
UDYOG LOAN Small Enterprise
PurposeSmall Enterprise
Group SizeJointly
MeetingWeekly/Fortnight/Monthly
Loan AmountUp to ?1,25,000
Tenure12-24 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual

Emergency Loans EMERGENT

Quick financial support for medical emergencies and family needs.

Product Name Purpose Group Size Meeting Provision Loan Amount Loan Tenure Interest Rate LPF Insurance Fee
EMERGENT LOAN Medical/Family Medical/Family Jointly Weekly/Fortnight/Monthly Up to ?1,25,000 12-24 Months 27% 1.50% + GST At Actual
EMERGENT LOAN Medical/Family
PurposeMedical/Family
Group SizeJointly
MeetingWeekly/Fortnight/Monthly
Loan AmountUp to ?1,25,000
Tenure12-24 Months
Interest27%
LPF1.50% + GST
InsuranceAt Actual

Note: All products are offered under the Joint Liability Group (JLG) model. Interest rates are subject to change as per company policy. LPF (Loan Processing Fee) is charged on the loan amount. Insurance fee is charged at actual rates. Terms and conditions apply. Please contact your nearest branch for more details.

Reports & Downloads

Access our annual reports and audited financial statements for transparency and accountability.

Annual Reports

2023 � 2024 Download
2022 � 2023 Download
2021 � 2022 Download

Audited Reports

2023 � 2024 Download
2022 � 2023 Download
2021 � 2022 Download
Report Type Year Download
Annual Report 2023 � 2024 Download
Audited Report 2023 � 2024 Download

Have any Question?

We're here to help. Send us an email or call us at +91-1800-123-456. Our team is ready to assist you.

Contact Us
# Branch Address PIN Code
1 BELDA Head Office ?? AT BELDA KESHIARY MORE
?? VILL-BARAMATKATPUR
?? PO+PS-BELDA
??? DIST.-PASCHIM MEDINIPUR
?? PIN: 721424
??? View on Map
721424
2 DANTAN ?? SBI COMPLEX, 2ND FLOOR
?? AT-CHAULIA
?? PO+PS-DANTAN
??? DIST-PASCHIM MEDINIPUR
?? PIN: 721426
??? View on Map
721426
3 MEDINIPUR ?? Medinipur, Near Bus Stoppage
?? Barabazar Road
??? Midnapore - 721101
?? West Bengal
?? PIN: 721101
??? View on Map
721101