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General Questions

Everything you need to know about Sathi India's microfinance services.

What is Sathi India Micro Services Foundation?

We are a not-for-profit microfinance institution committed to providing affordable financial services to low-income individuals, women entrepreneurs, and rural communities across India.

How does your microfinance work?

We offer small loans, savings groups, and financial literacy training. Our group lending model builds community support and ensures high repayment rates.

Who is eligible for a loan?

Any Indian citizen above 18 years with a valid identity proof and a small business or income-generating activity can apply. Women are given priority under our empowerment programs.

What is the loan approval time?

Most loans are approved within 48 hours after document verification. Disbursement happens within 5 working days.

Other Questions

Find answers to more specific queries about our services and process.

What types of loans do you offer?

We offer income generation loans, education loans, agricultural loans, and emergency loans. All products have flexible repayment options.

Is collateral required?

No collateral is required for loans up to ?50,000. For larger amounts, we may ask for a guarantor or group guarantee.

What are the interest rates?

Our interest rates are competitive and range from 12% to 18% per annum, depending on the loan type and tenure. We are transparent about all fees.

Do you provide financial literacy training?

Yes, we conduct free workshops on budgeting, saving, and debt management for all our clients and their families.

How can I become a member?

You can visit any of our branch offices or contact our field officers. We also have a simple online application form on our website.

Frequently Asked Questions

These are some of the most common questions we receive. For anything else, please contact our support team.

What documents do I need to apply for a loan?

You need a valid Aadhaar card, PAN card (if applicable), address proof, and a recent photograph. For business loans, you may also need to provide a brief business plan or income proof.

Our field officers will guide you through the entire documentation process.

Can I repay my loan early?

Yes, you can repay your loan early without any penalty. We encourage timely repayment and offer incentives for clients who maintain a good repayment record.

What happens if I miss a repayment?

We understand that life can be unpredictable. If you miss a repayment, please contact us immediately. We will work with you to restructure your payment plan and avoid any negative impact on your credit history.

Do you offer loans for women entrepreneurs?

Absolutely. We have dedicated women's empowerment programs with lower interest rates and flexible terms. We believe in supporting women to become financially independent.

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Have any Question?

We're here to help. Send us an email or call us at +91-1800-123-456. Our team is ready to assist you.

Contact Us
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Have any Question?

We're here to help. Send us an email or call us at +91-1800-123-456. Our team is ready to assist you.

Contact Us
# Branch Address PIN Code
1 BELDA Head Office ?? AT BELDA KESHIARY MORE
?? VILL-BARAMATKATPUR
?? PO+PS-BELDA
??? DIST.-PASCHIM MEDINIPUR
?? PIN: 721424
??? View on Map
721424
2 DANTAN ?? SBI COMPLEX, 2ND FLOOR
?? AT-CHAULIA
?? PO+PS-DANTAN
??? DIST-PASCHIM MEDINIPUR
?? PIN: 721426
??? View on Map
721426
3 MEDINIPUR ?? Medinipur, Near Bus Stoppage
?? Barabazar Road
??? Midnapore - 721101
?? West Bengal
?? PIN: 721101
??? View on Map
721101

Sathi India Micro Services Foundation

Sathi India Micro Services Foundation is a community-focused microfinance institution dedicated to financial inclusion and sustainable development.

Our Services
  • Group Lending
  • Education Loans
  • Agricultural Finance
  • Micro-Enterprise
  • Savings & Insurance
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Phone: (123) 1234 5678

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